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High Risk Merchant Accounts

High risk merchant accounts are designed to help businesses process payments. Businesses that are, for various reasons, classified as riskier, such as those in industries like CBD, adult entertainment, travel, gaming, and e-cigarettes. Higher risk underwriting with banks that accept those risks, allow the higher risk businesses get approval in the high-risk space and receive competitive rates on their merchant accounts and payment gateways. This allows them to accept credit and debit card payments from customers with ease, while providing an extra layer of security.

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Bad News. Good News.

The Bad. As in most industries, high risk generally means higher cost. Payment processing is no different. Generally, a high-risk business can expect to pay higher processing rates than those of a low-risk business. 

The Good.  Dual Price Payment Processing is now available to high risk business types. Dual Price has a cash price and a slightly higher credit price, as many gas stations have. This allows you to make the same profit on credit sales as cash sales. The credit price pays the payment processing costs dramatically increasing profit. 

                   ACCEPTED LIST

Adult                                   Airlines & Booking
Auto Warranties                 Background Checks      Bad Credit                          Business Consulting      Business Opportunities      CBD Oil
Continuity Billing                Credit Education
Credit Monitoring               Dating
Debt Collections                Fantasy Sports
Firearms                            Gentleman’s Clubs
Health & Beauty                High Ticket Coaching
Male Enhancement           Memberships
Marketing                          Nutraceuticals
Pawn Shops                      Pay-Day Lenders
Skin & Hair Care               Subscription Boxes
Travel                                Vape & E-cig
Web Design & SEO          And More!

As experts in challenging and hard-to-place merchants applying for payment processing, Coastal Payment Systems will get your business pre-qualified and approved with a high-risk merchant account and the best US and International banking solutions catered specifically to your business needs.

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