Coastal Payment Systems partners with small business to protect profits and growth through payments, employee management and capital funding.

Providing customized solutions for business from selecting systems to installation and implementation and continued exceptional service, our mission is to ensure every client's success and profitability first and foremost.

Coastal Payment Systems offers a broad range of electronic payment acceptance solutions to businesses and public entities. CPS provides services to merchants of all types and industries. CPS also offers a zero % cost processing option, where the cost for card acceptance is transferred to the cardholder. CPS provides transparent pricing, next-day funding, 24/7/365 friendly customer service, and no contract requirements.



Merchant Accounts

Business to Business Processing

EMV Gas Pump Terminal Retrofit

Credit Card Terminals

Point of Sale

Virtual Terminals

Payroll  HR

Pay as You Go Workman's Comp

Cash Advance

Business Loans

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Payment Terminals
Smart Terminals
Gas Pump EMV Retrofit Terminal
Point of Sale 
Payment Gateways  
Virtual Terminals
Business to Business Processing
Mobile Payment Solutions
Payroll  HR
Pay As You Go Workman's Comp
Business Loans
Merchant Cash Advance
High Risk Merchant Accounts

Merchant accounts should and can do more than just make transactions. 

 YOUR EQUIPMENT SOLUTIONS - Equipment to match your business type.

 No Surprise Fees:  Every fee is transparent, disclosed and  explained.

Guaranteed Rates: Rates will not increase arbitrarily. 



Small, independent business owners depend on systems and processes to ensure reliable operations to increase profit and minimize loss. Like your business, Coastal Payment Systems has access to vendors that operate with integrity and transparency. Partnerships with leading providers of payment processing, employee management and capital funding enables small businesses access to superior systems and service advantages that large business have available to operate more efficiently with greater profitably.

Small businesses can rely on Coastal Payment Services to provide sound advice in payment services and hardware.

Save time and expense with payroll solutions, HR and pay as you go workman’s comp tailored to your business, not the payroll company's profit margins.

Small-business loans can be critical to your success as a business owner, whether you're stocking your shelves or expanding your footprint. Traditional banks are no longer the only sources of business financing. Businesses now have access to many funding options, from SBA loans and business lines of credit to term loans and invoice-based financing. Compare our multiple financing options to find the one that best fits your financing needs.

Coastal Payment Systems works for small business owners with personal service to build long term partnerships with integrity and transparency.


Expect more than a payment transaction from your merchant account.  Save time, money, and deliver services with easy to understand reports to operate more efficiently. With guaranteed low rate credit card processing, Coastal Payment Systems provides the service you expect and deserve.

Business loans and cash advances on future credit card sales for almost any purpose. Fast approval and no delay funding providing capital for investment in equipment, business expansion, repair or cash flow.

Services are available for retail, restaurants, bars, breweries, hotels, professional service companies, medical, mail order, phone order, manufacturing, wholesale, distributors, website, eCommerce, mobile or specialty businesses. 

Coastal Payment Systems partners with small business with integrity and transparency for enabling successful growth and profitability.

Our success depends on your success and profitability. We have yours and your business’s best interest in all we do for your business. 

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Pensacola, FL

Tel:   877-392-2737

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