Credit card processing

We make it easy to accept all the ways to pay.

What exactly is credit card processing?

It's the process that allows merchants to accept credit cards and debit cards:

    In Person               Online               Mail Order or
                                                         telephone order

How does credit card processing work?

Here's how the process works. Your customer pays with their credit or debit card. Your payment processor receives the payment details and reviews them for potential fraud before forwarding them to the card association or bank that issued your customer's card. Once your customer's credit card details are verified, that information is relayed back to you the merchant who may then complete the transaction. If verification is denied by the card association / issuing bank, that information is relayed to you (the merchant) who can then decline the transaction. All of this happens in a matter of just a few seconds.

2020-08-10 (1).png

Accept payments anytime, anywhere.

When you partner with CPS for your credit card processing, you'll be able to grow your business by seamlessly and securely accepting payments:

With payment technology seemingly changing at the speed of light, it can be hard to keep up with the latest devices. But the Coastal Payment Device Trade-In program makes it easier to upgrade to the next big thing for FREE. You’ll get a great new smart terminal or POS for FREE and may be eligible for a cash card in return for your old device, no matter which processor it came from.
*offer requires a new merchant account set up through Coastal Payment Systems.